China news agency internetwork plat computers., Beijing, November 3 (Reporter Ruan Yulin) - Following the first suite of China's major commercial banks loans Ministry of People's Bank of China Banking Regulatory Commission and other four ministries 3 further notice, full stop third set of housing provident fund loans, second homes and individual housing provident fund loans to put down troughs twelve months.
of Housing and Urban-Rural Development, Ministry of Finance, the People's Bank, China Banking Regulatory Commission 3 pm Some workers use the housing provident fund deposit personal loans to buy second and more housing, not solely for self-occupation, do not meet the
notice that the use of housing funds to purchase the first set of individual housing loans to ordinary housing, dwelling area of 90 square meters and below timely news and comments., the loan down payment of not less than 20%; dwelling area more than 90 square meters, the loan's first payment shall not be less than 30%.
the same time, the second set of housing accumulation fund for housing loans were issued, only the per capita housing floor space below the existing average level of local workers paid into the family Economy comments, and the limited use of the loans to improve the living conditions of purchase ordinary housing. Individual housing provident fund loans second home down payment of not less than 50% of the interest rate not lower than the first set of housing provident fund interest rate housing loans to individuals 1.1 times. To stop the purchase of the third set and more housing to families with housing fund paid into the employee housing loans to individuals.
notice emphasized that the above measures my blog, not only embodies the housing accumulation fund system of mutual aid and fairness, also reflects the differential housing credit policy. Housing accumulation fund for housing loans can only be paid into the employees to purchase, construction Dream back into military camp, renovation, repair ordinary housing. Prohibited the use of housing provident fund loans for individual housing speculative buyers.
> Related reports:
four ministries: Disable speculative fund loan to buy a house
four ministries: two suites down payment fund shall not be less than 50%
four ministries: Second Suite fund loans interest rates go up 10%
> Media Comment:
Sina Comments: should be permanently stopped the third set of housing provident fund loans |
發表於 2010-5-9 10:47 AM
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